Top 6 best health insurance plans in 2020.

Top 6 best health insurance plans in 2020.

1) Aditya Birla- Active Assure Diamond Plan

- This plan provided from the Aditya Birla is the best plan among other's plan policy. It provides 2 lakhs to 2 crores health insurance covered.

Aditya Birla- Active Assure Diamond Plan

Features:
a) Impatient Hospitalization: If a patient hospitalized for more than 24 hours and that person have this health insurance then this health insurance plan fulfill his/her expenses of room rent, doctor consultancy fee, operation theatre,medicines and drugs.

b) Pre-Hospitlization: It provides 30 days pre-hospitalization where when a person get admitted in hospital more than 30 days then this policy takes all the expenses of hospital by themselves. And patient can live in the hospital of free of cost without any issues.

c) Post-Hospitalization: This Post-Hospitalization is available for 60 days. This policy is applied when a patient is discharged from the hospital and the medical expenses after the discharge also be free of cost for 60 days because this policy also take all the expenses of medicine after the discharge of the patient by itself.

d) This policy provides 586 Daycare procedure.

e) Sum insured Restoration: If a person already used his/her sum insurance then this policy restore his/her insurance itself.

f) It also provides Road Ambulance Cover,Organ Donar Expenses,AYUSH treatment Cover,Daily Allowance,Health Coach Facility,Second E-Opinion Option,Room upgrade,Domiciliary Hospitalization,Tax benefit.

2. Universal Sompo Essential Privilege Plan

He/She can take 6-10 lakhs health insurance. It is life-time Renewability. It provides 141 Day Care procedure. He/She can take home treatment also.

Universal Sompo Essential Privilege Plan

Features:
a) It is life-time Renewability.
b) It provides 141 Day Care procedure.
c) He/She can take home treatment also known as Domicilary Hospitalization.

d) Pre-Hospitalization:It provides 30 days pre-hospitalization where when a person get admitted in hospital more than 30 days then this policy takes all the expenses of hospital by themselves. And patient can live in the hospital of free of cost without any issues.

e) Post- Hospitalization: This Post-Hospitalization is available for 60 days. This policy is applied when a patient is discharged from the hospital and the medical expenses after the discharge also be free of cost for 60 days because this policy also take all the expenses of medicine after the discharge of the patient by itself.

f) Inpatient Hospitalization: If a patient hospitalized for more than 24 hours and that person have this health insurance then this health insurance plan fulfill his/her expenses of room rent, doctor consultancy fee, operation theatre,medicines and drugs.

g) This policy also provides Organ Donor Facility,Ambulance Cover,Child Coverage,Vaccination,Hospital Daily Cash,Critical illness Coverage,Sub-Limits,Bonus,Grace Period and Medical Screening

3. Religare-Care Health Insurance Plan

It is only one plan where he/she can  claim "no claim bonus". If a person doesnot claim any amount during difficulty. For eg: If a person doesnot claim health insurance policy during health problems then this company increase his/her sum insurance by 50% in upcoming year.He/She can take 4 lakhs to 6 Crores sum insurance.

Religare-Care Health Insurance Plan

Features:
a)It is also a life time renewability.

b) Pre-Hospitlization: It provides 30 days pre-hospitalization where when a person get admitted in hospital more than 30 days then this policy takes all the expenses of hospital by themselves. And patient can live in the hospital of free of cost without any issues.

c) Post-Hospitalization: This Post-Hospitalization is available for 60 days. This policy is applied when a patient is discharged from the hospital and the medical expenses after the discharge also be free of cost for 60 days because this policy also take all the expenses of medicine after the discharge of the patient by itself.

d) It provides Daycare Treatment.

e) It also provides no claim bonus.

f) He/she get facility if AYUSH Treatment Cover,Second Opinion Option,Ambulance cover, Daily cash facility and tax benefit.

4. Star Health-Family Health Optima Plan

This policy provides 3 lakhs to 25 lakhs health cover. It is also a life time renewability.

Star Health-Family Health Optima Plan

Features:
a) It provides Room rent facility.
b) It ptovides Organ Donor Expenses.
c) This policy facilitated sub-limits.
d) Also, this policy provides Air ambulance cover,Ambulance cover,bonus,alternative treatment and second medical opinion.
e) More importantly it also provides New born baby cover insurance.

5) Max Bupa- Health Companion Plan

He/she can have 3 lakhs to 1 crores sum insured with a life time renewability.

Max Bupa- Health Companion Plan

Features:
a) Pre-Hospitalization:It provides 30 days pre-hospitalization where when a person get admitted in hospital more than 30 days then this policy takes all the expenses of hospital by themselves. And patient can live in the hospital of free of cost without any issues.

b) Post- Hospitalization: This Post-Hospitalization is available for 60 days. This policy is applied when a patient is discharged from the hospital and the medical expenses after the discharge also be free of cost for 60 days because this policy also take all the expenses of medicine after the discharge of the patient by itself.

c)He/She can take home treatment also known as Domicilary Hospitalization.

d) This insurance incurance includes Emergency ambulance,Animal bite vaccination,Refill of SI,In-patient care,ICU cost cover,living organ donor transplant and waiting period.

6. HDFC Ergo Health Insurance-Optima Restore Plan

In this health insurance policy he/she can have 3 lakhs to 50 lakhs sum insured with life time renewbility.

HDFC Ergo Health Insurance-Optima Restore Plan

Features:
a)Pre-Hospitlization: It provides 30 days pre-hospitalization where when a person get admitted in hospital more than 30 days then this policy takes all the expenses of hospital by themselves. And patient can live in the hospital of free of cost without any issues.

b) Post-Hospitalization: This Post-Hospitalization is available for 60 days. This policy is applied when a patient is discharged from the hospital and the medical expenses after the discharge also be free of cost for 60 days because this policy also take all the expenses of medicine after the discharge of the patient by itself.

c) It provides Day care procedures,Organ donor cover,ambulance cover,E-Opinion,Domicilary treatment,Critical advantage rider,discounts,Pre-existing disease waiting period.

d) It provides daily Cash for opting shared accommodation.

e) Impatient Hospitalization: If a patient hospitalized for more than 24 hours and that person have this health insurance then this health insurance plan fulfill his/her expenses of room rent, doctor consultancy fee, operation theatre,medicines and drugs.